Regina,
We agree with Regina. Go directly to the source to access what should be accurate information.
Good luck,
The "Eckler Team"

I would contact the lending institution that processed your loan. They should have the quickest answer as to what the terms of your contract with the lender are. There is a good chance that the realtor doesn't know the exact terms of the lender that you used--that would generally be outside the scope of what the realtor does.

If depends if your FHA loan was a part of a bond issue by the county. If it is the standard garden variety FHA there should not be any pre-payment penalties. Call your Realtor and get advice.