I'm really sorry to hear about the situation you're in. The whole situation sound incredibly stressful for you and your family.
My company may be able to help you sell or possibly save your home before foreclosure set in.
Feel free to either give me a call, or visit our web site to determine what options are available for you.
You have my best wishes for your future.
Westchester Real Estate Service
We'll Help You Buy, Sell or Save Your Home
If you're underwater with the house, then, you really are out of luck. But if you're above water, get it listed with a good agent, price it a little under the market for a quick sale, and pay off your family.
All the best,