"A recent study of foreclosures in bankruptcy by Katherine M. Porter, a visiting professor at the U.C. Berkeley School of Law, found that in 40 percent of cases creditors foreclosing on borrowers did not show the note"
Lenders hold consumers to their obligations and Lenders need to be held to the same Standard.......
This is not a long term solution, and is a stalling technique at best. True this was mentioned in multiple news reports, but it was also specifically mentioned as a stalling method, not as a method in which you can find yourself with a "free house," should you be in default of your mortgage.
Consult with an attorney.