There are several free hotlines you can call to discuss your situation. These resources should be listed at the Arizona Department of Real Estate website. If you do not find them e-mail me and I will get the information for you. I am not at my office so I do not have it in front of me.
I have successfully negotiated short sales and there are some ins and outs of dealing with them. But every property owner's situation is different so you may or may not qualify for a short sale with your property. But it is probably worth doing to avoid a foreclosure if you have loss of income. I know the Surprise area really well and can anser any questions you may have. If you want me to meet with you to discuss your options more let me know.
I suggest that you:
Talk with a Realtor about your propeties and their market value and equity.
Talk with your lender about a loan modification, explaining how you came to be no longer able to pay your mortgage.
Know that if you have any other assets, they will take those into account. Hardship is a high bar to reach, you usually need to be insolvent (broke and unable to pay your bills).
If they say yes, then it's a yes.