I am a Real Estate Broker that specializes in property located in Zephyrhills. Give me a call if your mother would like to meet me, a local agent, to discuss title insurance or anything else in which she may have questions about.
Allison Newlon, Broker
Platinum Properties of Pasco, LLC.
Title Insurance - insurance against lost resulting from defects of title to a specifically described parcel of real property.
Title Order - an order for a search fo the title to some pracel of property, eventually leading to the issuance of a policy of title insurance.
Title Search - A review of all recorded documents affecting a specific piece of property to determine the present condition of title.
Tammy Hayes, Realtor
Green Lion Realty, Port Charlotte, FL
So short answer, no she doesn't need to buy a title insurance policy. But she will have to pay fees to either the title company or an attorney when she transfers the home to a new buyer.