Two things you said, that would prohibit the closing, and that is the lioan company needs the appraisal report before they will lend any money on any loan ( unless it is cash). So as soon as the appraisal is in, the loan will go to the underwriter to be approved. That leaves you out of that decision making progress. The other thing is, a duable power of attorney is just like the husband being there. Most attorneys will tell you that Military spouses are advised to get a POA for such situations as this. The husband maybe gone for months at a time. Some are deployed in the middle of the night with no warning, as in the case of Navy Seals. All of the their spouses must have a POA in effect. So check with a good Real Estate attorney. Have them do the closing instead of an escrow or title company.Call Henry C. Frenck Law Offices, in Va. Beach. An attorney will answer any questions the buyers have about the settlement progress. An Escrow Comany won't. Tell him Eva sent you. Good Luck!