Are you talking about an actual house or an apartment? In apartments they quote usually by bedroom count, and a one bedroom apartment would be way under $200 a year. House would obviously be more, but shouldn't be by much. I have someone who does my insurance at AllState if you like the contact #.
Insurance premiums can vary a lot, you will save money if you shop around. You might also consider calling an insurance agency that is a brokerage, meaning they work with multiple companies, instead of just going to a storefront that represents only one company--that's what I do personally. If you can afford a deductible higher than $1000 (such as $2500) that will dramatically lower your yearly insurance expenses.
Karla Harby VP
Lic Real Estate Salesperson
Charles Rutenberg LLC