Call the local AAA Insurance office and they can give you quotes from various agencies. You can also go to http://www.floodsmart.gov
and type in the address of the property that you are interested in. It will give you the flood risk, a range of rates, and insurance companies to call. There are a lot of variables such as age of home, build of home, roof type, hurricane shutters, etc. Usually when you buy a home you get a home inspection and have a wind mitigation inspection done. The wind mitigiation will allow you to get the discounts for the features that he home has.
Tammy Hayes, Realtor
Green Lion Realty, Port Charlotte, FL