I am sorry to hear about your loss and now your additional headaches dealing with the insurance. I was the executor of my ex-husbands estate on behalf of the children several years ago and ran into a similar problem. The end result was I could place a tenant in the property to get homeowners insurance or I could pay a higher premium to get a vacant property policy. Feel free to reach out to me if I can be of further assistance.
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You need a vacant home insurance policy. As the executor you can place insurance on the home until you decide what to do with the property. We have a few products to help you out if you are interested. Sorry for your loss and I hope things go well for you.
are you referring to the homeowner's insurance has expired? If so, you should be able to get another policy. As executor of the estate (as long as you are the sole executor) and the home is part of the estate, you have the authority to buy a new insurance policy for the property. You should get this in place ASAP. You know about Murphy's Law.