Pshoe11, Home Buyer in Caloosahatchee, Cape...

insurance for cape coral

Asked by Pshoe11, Caloosahatchee, Cape Coral, FL Sat Mar 10, 2012

cost for flood and huricane

Help the community by answering this question:


Please call me to go over your question at 561-502-8844 anytime. Your insurance advisor.
0 votes Thank Flag Link Sun Mar 24, 2013
I think the problem we have as real estate agents is that no matter what it is we feel compelled tp answer
questions giving us by a buyer or seller. If it is an insurance question, the best policy is to refer to three reliable insurance agents. unless of course are also an insurance agent.
0 votes Thank Flag Link Sun Mar 11, 2012
Good Morning,

As Realtors, we obviously get the this question a lot. The best advice I can give is to refer a trusted Insurance company in the area that is licensed to sell insurance. These people can answer all of your questions and give you an estimated cost for all your insurance needs. =)

Barton Insurance - 447 Cape Coral Parkway
(239) 542-5300

Nash Insurance - 923 Del Prado Blvd S # 102
(239) 574-5888

Both of which are local and family owned and been in business a very long time. Support your local businesses and Good Luck with your new home!
Web Reference:
0 votes Thank Flag Link Sun Mar 11, 2012

Most residents of Cape Coral live in a flood zone. These areas are the V-Zone and A-Zone on the Flood Zone map. X-Zones are not considered part of the Special Flood Hazard Area, but that does not mean there is no need for concern. Twenty-five percent of flooding occurs outside areas formally designated as being flood-prone.

Flood insurance is required for many property owners and is available to all properties in Cape Coral, including property in the X-Zone.

If you visit this website: (FEMA) ~ there are links to help you with residential coverage, costs, etc.

I hope this helps answer your question(s). For more interesting facts, please visit my website at:

Have a great rest of your evening.


Therese A Clapp, Realtor®
Member of REBAC: Educated in Buyer Representation
Century 21 Sunbelt Realty, Inc.
725 Cape Coral Pkwy W
Cape Coral, FL 33914
Primary: 239-542-4777

2011 Platinum Five Star Education Award Recipient
Community of REALTOR® Excellence
REALTOR® Association of Greater Fort Myers and the Beach, Inc.
Web Reference:
0 votes Thank Flag Link Sat Mar 10, 2012
If you specified an area of Cape Coral this would be easier to estimate. Half of Cape Coral does not require flood insurance. Hurricane or wind is based on alot of factors -- mainly age of the home.
0 votes Thank Flag Link Sat Mar 10, 2012
Flood insurance is determined by location of the home and value. Go to for information and estimate of prices. Home/hurricane insurance is based on home replacement value so unless you have a particular home in mind, it will be difficult to estimate. Dont worry, insurance is resonable.

Steve Geving
Jones and CO Realty
0 votes Thank Flag Link Sat Mar 10, 2012
Insurance for Flood is based on the area. Home Insurance depends on the age and size of home.
Web Reference:
0 votes Thank Flag Link Sat Mar 10, 2012
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