If it is a standard SB house built in 1950's 1200 sq ft you can figure approx 4-500 a year. email me the address at brennankathy@msn.com for a quoteI will email it back to you. I have an independent insurance agency with 15 years experience. I can quote for Mercury and my favorite because of the excellent coverages is Allied Insurance. Hope this helps....

Hi Rosanna, if you are looking to get "ballpark" figures use the following:

To estimate annual property taxes use 1.25% X Sales Price
To estimate annual hazard insurance use 0.35% X Loan Amount

Proposition 13 limits the taxation of property to 1.2% of a property’s assessed value (as a Buyer this is the sales price), PLUS any special assessments and improvement bonds approved by the voters. Property tax increases are limited to a 2% increase in the assessed value of the property per year.

Best, Steve

Hi Rosanna,
I agree with Donald about insurance. That can vary greatly company to company. As for property insurance, the base rate is typically 1%. From there cities and counties will add to that for things like vector control, utilites, etc. This link may help you if you are looking in San Bernardino County:
http://www.mytaxcollector.com/trSearch.aspx
I hope that helps.

If you have any other questions, please don’t hesitate to call or visit our website shown below.

Pat Palmer-Broker/Realtor
Forefront Real Estate
Forefront Mortgage

154 W. Foothill Blvd #A308
Upland, CA 91786

Phone: 909.286.1301
eFax: 909.912.8002

patpalmer@ffhomes.net http://www.forefronthomesandloans.blogspot.com

If you are working with an agent who wants to win your business then you can get quotes on a property before you buy it. You just can't insure the property until you own it. Good luck.

The Home Insurance Specialists