Home Insurance in San Diego>Question Details

Trulia San D…, Home Buyer in San Diego, CA

What is title insurance?

Asked by Trulia San Diego, San Diego, CA Wed Apr 17, 2013

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See the link below for a comlete explanation and see this on why you need owners title insurance!
1 vote Thank Flag Link Wed Apr 17, 2013
Here's another way to learn about Title Insurance... http://www.fastforwardstories.com/title-insurance
0 votes Thank Flag Link Mon Apr 22, 2013
Hello Trulia,

Title Insurance is an insured statement of the condition of title or ownership of real property. For a one-time-only premium, the named insured and their heirs are protected against title defects, liens and encumbrances existing as of the date of the policy and not specifically excluded from it. In the event of a claim, the title company provides legal defense from the policyholder and pays any covered losses incurred as a result of such claim.


Chad Basinger, REALTOR®, CPA, CFP®
Web Reference: http://www.chadbasinger.com
0 votes Thank Flag Link Wed Apr 17, 2013
"Title insurance" is an insurance policy that protects the holder/owner from losses sustained by defects in the property's title. Most lenders require buyers to have title insurance to protect their interests.

0 votes Thank Flag Link Wed Apr 17, 2013
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