267 349 0000
Coldwell Banker Preferred-Old City
223-225 Market st
Philadelphia, PA 19106
It is very common for insurance companies to require roof certifications for flat roof homes in this area. They are looking to identify 2 major things- the type of roof and the age of the roof. Some insurance carriers will extend or exclude coverage based on the type of roof covering. The life expectancy for a hot tar roof is only about 5 years or so and the insurance company doesn't want to extend coverage for a roof that wasn't properly maintained. The other types like a rubberized bitumen or a silvercoat covering can last sometimes last over 20 years which decreases the likelihood of a claim occurring. And if a reputable roofer installed the roof it will normally come with a warranty that could could last the life of the roof.