-Upgrade the heating (boiler), electrical, plumbing, and roofing of the structure. Many companies will not write a policy with these systems not being upgraded in over 20 years as the home will be a claim waiting to happen
-Contact an insurance broker, who will have access to companies that will write policies for older homes. Shopping on your own with the hundreds of home insurance companies in a given state will take the homeowner forever to get comparative quotes
Hope this helps.
Best of Luck..
Try my contact at Chisolm Trail Financial, Angela Martin. She will cross check rates with 12 insurance companies. Email Angela at email@example.com for more details.
If you need a realistic home value, let me know.
I would talk with several companies. I have an insurance broker that I refer a lot of clients to and he is always able to get them the coverage they need at the best price. He has always beaten everybody he was up against and offered the absolute same coverage with reputable companies. If you would like his information please let me know. He is based in Austin.
REALTOR | Mortgage Broker
Keller Williams Realty | 360 Lending Group