Home Insurance in 32826>Question Details

Mfricton, Home Owner in 32826

I was wondering if sinkhole coverage is worth it in Florida.

Asked by Mfricton, 32826 Wed Jan 4, 2012

My deductible just changed to 22,000 for sinkhole coverage and I was told most major sinkhole issues are covered under Catastrophic Ground Cover Collapse which I would still have.

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Roland Vinyard’s answer
I'd want to know something of the geology under the home first. For a sinkhole, it must first be on top of limestone. But there are different varieties of limestone and some are more prone than others.
0 votes Thank Flag Link Wed Jan 4, 2012
Like all forms of insurance, it seems overpriced until the day you need it. That said, you can shop around to see if another insurance company will give you a better quote.
0 votes Thank Flag Link Wed Jan 4, 2012
A very important and technical question for an insurance professional, not for a realtor to guess about. Sinkholes do cause major damage.
0 votes Thank Flag Link Wed Jan 4, 2012
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