Once you know you have your financing all lined up, you can start looking at homes. Call a Real Estate Broker that specializes in the area you are most interested in. Check out the areas to see how the commute to work would be and also the schools in the area. Each School District can provide you with info on how the schools scored.. Even if you don't have school age children the district will affect your resale value. Be prepared for a huge stack of papers to sign all thru the escrow period. Your Broker will go thru all the disclosures and inspection reports with you and if there are any unusual quirks help you decide if you can live with them. While you're doing all this paperwork, your Loan Officer will be getting all the final loan conditions ready so you can get your final loan documents. There are several more steps to finish up then the Deed will be recorded and you get your keys.
Intero Real Estate Services
DRE # 01125380 since 1991
Great question. You have received several spot on answers to help you with the buying process any where you should choose to purchase a home. Being pre approved for your loan is very important in the present market and will be of great value to you and your agent. The next big step is to find a good Realtor to assist you. The home buying process has many facets and it is very hard to explain it all to you in this forum. Find a good Agent and I am sure that he/she will be able to educate you so that you can make a very informed decision regarding the purchase of a home.
That is the basic's of how it works, there is more to it than that, but that is the gist of it.
Please feel free to contact me with any questions.
At your service,
Certified Distressed property Expert
If interested drop me an email
The first step is to get pre-qualified with a mortgage lender. The process is fairly easy and fast. You will need to gather income/asset documentation and seek advice on the programs available based on your down payment percentage. There are plenty of options. I am new to blogging however, I may have an article that may give you my perspective.
Once you have been prequalified, you may start shopping a Realtor and home. There are many experienced Realtors in San Jose. I recommend finding one that is an expert in the area you are interested in. They can provide valuable advice beyond writing a contract and submitting an offer.
I recommend talking to a few before you make a final decision. Get comfortable, work with someone you think can trust and assess their ability to help you! These are just the basics and a starting point to your question. Hope my perspective helps! For more details...Don't hesitate to contact me directly.
Home Mortgage Consultant
(415) 271-7740 direct/cell
The question of how to buy a house in San Jose requires an answer the size of a small textbook.
I recommend that you select a REALTOR to represent your interests. Your REALTOR will essentially handle the process for you.
Charles Butterfield MBA
Real Estate Broker/REALTOR
Cell Phone: (408)509-6218
Email Address: firstname.lastname@example.org
1. Get Pre Approved
2. Find a Home
3. Write an Offer
4. Do Inspections
5. Close the Deal
For more details on each part of the home buying process check out my first time home buyer blog at http://bayareaconnect.com/buy-a-home-step-1/
Other things you may be interested in are the average amount of closing costs http://bayareaconnect.com/average-closing-cost-amounts/ and what makes up a monthly mortgage http://bayareaconnect.com/06/09/2011/what-makes-up-a-monthly
If you have any other questions please give me a call at (408) 840-3852 or shoot me an email at Thomas.Feng@gmail.com
Have a great day Sam.