Home Insurance Policy

Jessica
Home Buyer
East Meadow, NY

how should I go about Buying a Home Insurance Policy? which ones are the good & which ones to avoid?
also, is it better to contact an Independent agent.?

Answers (2)
Gail Gladstone,...
Agent
11743

I have tried dozens....ended up with a company/broker that saved our lives when our home was practically destroyed and never questioned a thing. They have also suggested other companies for lines they were not competitive on, keeping us as their priority. They were a real find and we keep all of our business/personal lines with them.

Contact me off line at Gail@GailGladstone.com and I will be happy to share the information with you...They are in Lynnbrook.

Web Reference: http://GailGladstone.com
Wed Oct 15 2008, 06:22
Pat Starnes
Agent
Brandon, MS
FIRST ANSWER

I recommend you obtain at least three quotes from local insurance agents as rates can vary widely. If you live in a high risk area (known for extreme weather conditions) or have a low credit score, you will pay a higher premium for coverage. Check with both well known national companies as well as an independent agent. To give you a quote, the insurer will need basic information on the property you are buying as well as any past claims you may have had. The agent can explain the types of coverage and deductible choices. It is well advised to ask if there are any exclusions of coverage and to READ your policy once you have obtained homeowners insurance.

Wed Oct 15 2008, 05:57

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