BEST ANSWER
FIRST ANSWER
I recommend you obtain at least three quotes from local insurance agents as rates can vary widely. If you live in a high risk area (known for extreme weather conditions) or have a low credit score, you will pay a higher premium for coverage. Check with both well known national companies as well as an independent agent. To give you a quote, the insurer will need basic information on the property you are buying as well as any past claims you may have had. The agent can explain the types of coverage and deductible choices. It is well advised to ask if there are any exclusions of coverage and to READ your policy once you have obtained homeowners insurance.
Wed Oct 15 2008, 05:57