All the big Home Warranty companies are insured and bonded, and only use licensed, insured, & bonded contractors. The two biggest differences are (1) What is covered? and (2) What is the service fee?
Recently, I had a buyer who was purchasing a condo with radiant heat in the ceiling (also referred to as cable heating). Only one of the big 4 covers this type of heating. Reading the sample contract was the key to discovering this issue. Make sure, if the property you are buying has any unusual features, that all systems in your new home will be covered by the Home Warranty. Also, if the home is not new construction, is in your best interest to upgrade from the standard policy to allow for code upgrades and permitting costs, that are only covered in the upgraded policies.
You realtor estate professional should be able to guide you in making this decision. Good luck on your new home and Dare to Dream.
Shel-lee Davis, QSCÂ®
Certified Distressed Property Expert â€“ CDPEÂ®
Short Sale & Foreclosure Resource â€“ SFRÂ®
Certified HAFA Specialist â€“ CHSÂ®
Your Real Estate Consultant for Life
RE/MAX Palos Verdes Realty
IMO, the large major ones are pretty much the same. I would recommend going with the one your broker has a good relationship with. That way if there is an issue, the broker can apply some pressure for you.
Good luck and Happy New Year
I recommend American Home Shield. They have great service and great rates. Their number is 1 (866) 406-0440. Hope this helps. Have a fun and safe New Year!