Home Insurance in Sewell>Question Details

leesierra, Home Buyer in Turnersville, NJ

Does anyone know what home owners insurance is the cheapest in nj? I got some quotes 1000-1400 a year which were high for washington township nj.

Asked by leesierra, Turnersville, NJ Mon May 6, 2013

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My favorite NJ Manufacturers if possible.
USAA if work for govt
Allstate Statefarm and I like especially Liberty Mutual
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0 votes Thank Flag Link Mon May 6, 2013
There are many variables including home price, deductibles and other things that can affect your rate. Your lender may also have minimum requirements as part of your loan agreement. Be sure to also check with your car insurance company if they offer homeowners ins. Many times you can get a discount that way. Also, check out the FAQ from the NJ Division of Banking and Insurance:

Best of luck to you in finding the best coverage for the most reasonable rate!
0 votes Thank Flag Link Mon May 6, 2013
I would try the usual suspects like State Farm, AAA, Allstate, and make sure to add in an independent agent or two. With a company like State Farm you are either going to be the perfect canidate and get a great rate or your not a fit and the rate can be extremly high. An independent agent will have access to multiple companies but not the captives like AAA. Let the companies know you are checking their competitors so they will put their best foot forward to win your business.
0 votes Thank Flag Link Mon May 6, 2013
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