Owner financing is rare but its not impossible.
Have you look into traditional financing? It will be the cheapest way and safest way to get in your own home.
I would be more than happy to email you my lenders contact. You can email me at firstname.lastname@example.org
Be very careful with owner financing. So many scams that just get both you and the seller in trouble. Most of the really good real estate lawyers I know never recommend this.
If you are not ready to buy I suggest leasing cheap until you are in a position to do it the right way.
Most owners can't owner finance though. They don't own the house, still have a loan, and it violates the terms of their loan to attempt this. Plus they need the money from the sell to go buy the next house.
Seller financing may be an option that some sellers would consider in the present market.
Not all MLS listings that us Realtors have access to will state whether owner financing is available. We can however, contact the cooperating broker and ask them to communicate to their seller that we have a buyer looking for owner financing, and proceed from there if the seller is willing to entertain financing.
If you're currently not working with a realtor, shoot me an email and I will be glad to help. I can also provide you all the information you may need to make it a home search as easy and smooth as can be.
Thank you and I look forward to working with you!
Melissa Trang, GRI
Ebby Halliday, REALTORSÂ®
Direct: (469) 766-3888
Start your home search, today! @ http://www.melissatrang.ebby.com
Let me know if i can help.
Kevin M. McGovern
Keller Williams Dallas- Park Cities