You have posted on buying in East Meadow. Regardless of whether you are buying there or in Rochester, feel free to contact me about financing. Although my profile says Stamford, I have always lived on LI and most of the homes I have financed for people have been here, including those with basements. The only issue that ever comes up is if someone pays the same for a home without a basement than someone else paid for the home with a basement, you could risk not having the house appraise at value. Keep that in mind when you are making an offer on a home. If you need guidance in that area as well, I can help you out by looking through some of the appraisals I have.