So if you get an answer, it is something higher than you want to pay so they keep the proeprty in their portfolio as long as they can. They get paid for their time.
Once the bank takes the property back, it is open game.
DOn't mess with loss mitigators unless they are reasonable.
Adopt the operative word.... NEXT!
Yes, you can find out who the lenders are but it does not do you any good as they will not talk to anybody but the borrower or someone authorized by the borrower if you are lucky. By the way, in a short sale the lender does not own the property, it just feels like it because they have to approve the offer. The reality is that a very small percentage of short sale transactions get closed (probably only 10-15%). Once its bank owned, the response time is typically a lot quicker. I hope this helps.
Although these are great deals, if the listing agent isnt qualified to make the offer to the bank on the sellers behalf then your offer from your real estate agent probably will never see the light of day.
It is hard to tell what the bank has owed, but the listing agent should provide your realtor with details. If not you can search county records for the deeds on the property along with notes.