Congrats on your decision to buy a home. Since this is your first time, the best place to start would be to speak to a bank/lender on getting pre-qualified for a mortgage. This will let you know what you can/can't afford.
Once you have that in place, you should select an agent who will meet your needs; Trulia is a great place to meet different agents. If you need a mortgage/lender recommendation, please let me know and I'll help.
Lots of luck!
Timothy M. Garrity | Brown McKinney Real Estate, Co.
Real Estate Professional & Consultant
firstname.lastname@example.org Email| http://www.brownmckinney.com/tim Website
215-825-2250 x 1007 Office | 267-879-2716 Mobile | 267-318-7004 Fax
Coldwell Banker Realty
visit different area's in the city find out what area work best for you and your family.
The first step is to have some available funds for a down payment and/or closing costs. The closing costs can also be put in the agreement of sale and the seller can pay a portion or all of that for you. You will need to get the appropriate financing so you know how much house you can buy. You will also need a skilled real estate agent that will work on your behalf and look out for your best interests. Happy house hunting.
By the way, 4 bedroom homes are the most difficult to find. Three bedroom homes come in all sizes and price ranges, certain areas with older homes have larger properties with 4 to 7 bedrooms. You and your agent should work together to identify the best fit for you. If you are looking in the Northwest neighborhoods, I can help you.
Weichert, Realtors(R) - McCarthy Associates
I love working with first time buyers! Give me a call and we can discuss all of your needs and then get started looking at properties! My cell is 267-269-6288. My email is email@example.com
Always feel free to call or e-mail. Have a good week! Chad firstname.lastname@example.org 610 622-2212
Coldwell Banker Hearthside
office- 215- 379- 2002
preferred- (cell) 215-913-8219
515 Huntingdon Pike
Rockledge PA, 19046
license #- RS 309050
Don't buy anything new, don't be late on your credit debt. don't make any large deposits in your bank account. Keep adding to your bank account each week even if it's a small amount. keep your paystubs in order and keep a file of your bank statements, any letters of things your may have paid off in the past incase it comes up in the report. keep all information in a I want to buy a home file so that when the time comes it will be less stressful to you. Also make a copy because someone in the mortgage industry may lose it and want another copy of something it happens so being prepared will save you a great deal of headaches.
As for area well you'll have to do alittle online research and driving around and looking sorry we can't help you there since we don't know the area well enough to.
All the Best
Dave & Lisa
Congratulation on your decision to buy your first home. You need to work with a Realtor who understands your needs and wants regarding your first home. Please feel free to call me at your convenience
Mega Realty LLC
It wasn't an easy process when the market was considered to be good but now with all of the new mortgage guidelines and rules, it's an even harder process.
The first thing you should do is find yourself a buyer agent. If you are not aware, a buyer agent is only your agent and will work hard to protect only your best interests and when you are buying a home, that is extremely important. Having a buyer agent who is an expert negotiator is also extremely important because they will be negotiating the price of your home. If they are not comfortable saying no or with confrontation, you will be the one who suffers.
There is so much that needs to be explained to you before you go look at homes. I always provide a buyer counseling session to my buyers. I go over the entire home buying process and answer all questions. Not every Realtor will do this however.
After you hire your own buyer agent, your Realtor can then assist you with finding a mortgage consultant. It is important to find a mortgage consultant who will work with as closely as your buyer agent will be working with you. Many mortgage lenders will not attend settlement and you definitely want your mortgage consultant to be with you on one of the most important days of your life. The mortgage consultant and buyer agent will work as a team to get you to the settlement table.
There are so many great homes available so you do not have to worry about that. As for the neighborhoods, Realtors are not allowed to make opinions of areas. I always suggest to my clients that they drive around the homes we find at different times of the day and night as well as different days. You should also visit the local police station to ask about crime statistics.
There is so much more and I can keep going on and on. I'd love to talk with your further about your goals. Feel free to email me at email@example.com or contact me directly at 215-669-0589.
I also have a blog that you might find very helpful with video. http://www.reneeporsia.com
(215) 669-0589 Direct
(215) 358-1100 Office ask for Renee
I am a Realtor who works in the Philadelphia area. I do offer first time home buyer counseling if you are interested. Feel free to contact me if you would like to get together and I can discuss the entire process with you. It can be complicated and overwhelming, but I have the expertise to help you. I work with first time home buyers all the time. It is actually the best part of my job!
#1 - Contact mortgage broker for loan approval
#2 - Choose a Realtor
#3 - Provide Realtor copy of your lender approval letter authored by loan officer
NOTE: Letter provides the guidance on how agent can work on your behalf
#4 - Know what type of home, room count and etc that you would want and communicate to your buyers agent
#5 - Never purchase real estate without a Realtor represent you TOOOO MANY scams you can have loss of your life saving AND GET SUED
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
I am a full time Realtor in Philadelphia. I have lived here for 37 years. I would be happy to help you navigate your way through the Philadelphia area and answer any questions that you may have.
Please contact me.
Sally's right. The best place to start is with a good Realtor and a good lender. I start off all home buyers with a meeting wherein I overview the home buying process and provide my clients with outlines of what to expect while learning about their home buying goals. I also have three excellent mortgage lenders to recommend.
Fee free to contact me for more information:
215 500 2981
I am a Mortgage Advisor in the Phila area. I have been assisting !st time home buyers for almost 12 years. I would be happy to walk you through the home buying process. We start with what you are comfortable paying each month, the area you want to purchase in then move forward with getting you Pre-Approved. Call me at 610.291.1460 and I can answer questions you have and let you know more about the Process as a whole.
James Yoakum - Realtor, SFR
Brown McKinney Real Estate
1733 Spring Garden St., 3rd Floor
Philadelphia, PA 19130
office: 215-825-2250 x.1002
Are you looking in the city or the burbs? No matter which, you can go to http://215re.com to search property.
Also, you should get preapproved for a mortgage. Go to http://theloanapp.com for a free preapproval.
You can call me at 215-852-4469 to go over details.