Home Buying in Sarasota>Question Details

Andrea Gibson, Both Buyer and Seller in 34234

where can I get a mortgage if I am a foreign buyer?

Asked by Andrea Gibson, 34234 Wed Jul 27, 2011

looking to buy in Sarasota Florida, a 2nd home.

Help the community by answering this question:


Recently, Liberty Bank just gave a mortgage to a English client of mine. I called no less than 10 banks and only 2 of the 10 were loaning to foreign buyers. The bank besides Liberty had a lot of stipulations whereby Liberty Bank didn't. The loan process was uneventful for my qualified client and Liberty's mortgage loan rep., Ms. Davis, is a seasoned mortgage loan officer. Good luck to you!
Best regards,
LuAnne Wilson, GRI, REALTOR/Pres.
Evergreen Realty Corp.
3214 17th St.
Sarasota, FL 34235
(941) 365-6681
0 votes Thank Flag Link Wed Jul 27, 2011
I have a buyer for a Condo in Belleair Beach looking for loan. English National
0 votes Thank Flag Link Tue Jun 25, 2013
Gateway Home Lending offers competitive Foreing National Loans. 5 and 7 year ARMs with 30% down payment. call Tom at 941-441-8882 or apply online @ tsorrentino@fbchomeloans.com
0 votes Thank Flag Link Tue Nov 20, 2012
I am a mortgage Professional from Sarasota Florida and close mortgages all over the State. I have multiple lenders and programs for Foreign Nationals. The programs, documentation, loan to value etc are based on multiple factors. PLease feel free to email me your scenario and I can help you find the best program to fit your individual requirements.

Jane Porto
0 votes Thank Flag Link Sat Jul 30, 2011
Are there lenders who'll give a foreign national a mortgage in other states except FL?
Flag Fri Mar 22, 2013
Two Mortgage Brokers we have had experience with are Fairway Funding 941-894-6565 and SRQ Mortgage 941-780-0429. BB&T and RBC are also excellent choices for Foreign Buyers.
Jim Soda .. TheSodaGroup.com
Keller Williams Sarasota-Lakewood Ranch
941-809-7759 sodasells@gmail.com
Web Reference: http://www.jimsoda.com
0 votes Thank Flag Link Wed Jul 27, 2011
Depending on which country your from there are options. Liberty Bank I know deals with international clients along with RBC. There are some other personal mortgage brokers that might do foreign national. I would think in this economy it also might benefit to also ask for owner financing , I know I have a few selling clients in which they are willing to work with buyers in order to make a deal happen.

Hope it helps and please feel free to contact me anytime to discuss.
0 votes Thank Flag Link Wed Jul 27, 2011
You qualifying foor a mortgage will depend on which country you are from.
I have had positive results from: BB&T Bank, Calusa Bank, Core Mortgage Services{Punta Gorda, Fl}, and RBC (Royal Bank Of Canada).
Please feele free to call me so that I may give you the contact information I have within the Banks listed above.
By the way, my website, which links to all residential, commercial and vacant lots in Florida is fully translatable.

Sandra Rubinstein; Keller Williams Realty, Peace River Partners,LLC.
0 votes Thank Flag Link Wed Jul 27, 2011
I heard that HSBC may be offering a program for foreign nationals.
0 votes Thank Flag Link Wed Jul 27, 2011
Andrea, In what country do you live? Will your Sarasota home be a 2nd home? Please visit the below link and we will get you additional information that fits your needs.

Thank you,
0 votes Thank Flag Link Wed Jul 27, 2011
Hi Andrea

I am a realtor who has lived and worked in Sarasota for 11 years. Originally from the United Kingdom. I have a mortgage broker who gets loans for foreign nationals. Contact me at lindsaybucknell@gmail.com or 941 302 7943 if you would like more information
Lindsay Bucknell
Remix Alliance Group
0 votes Thank Flag Link Wed Jul 27, 2011
Hi Andrea,

If you are a foreign national there are only a few choices. I have done it with Liberty Savings in Sarasota. They ask for 35% down and three credit references from your country. A second choice would be a private investor. I know of one who has done it for 30% down. Please call me for further information at 941-356-6580, or e-mail me at info@2Sarasota.com

Warm Regards

Werner Untrieser
Broker Associate, GRI, CRS, CIPS, TRC
0 votes Thank Flag Link Wed Jul 27, 2011
Thanks to all of those that have responded. I appreciate you time.
0 votes Thank Flag Link Wed Jul 27, 2011
It depends upon your country of origin. What country are you from?
0 votes Thank Flag Link Wed Jul 27, 2011
RBC, Royal Bank of Canada has a good record with foreign national loans.
0 votes Thank Flag Link Wed Jul 27, 2011
I've learned in the past two weeks that mortgages are not available to foreign nationals from all countries. Frank Grisafi & Jim Marcinkowski at Inlanta Mortgage have a few programs for foreign nationals as does Brad Stahlhut at Primary Residential Mortgage.
0 votes Thank Flag Link Wed Jul 27, 2011
Call Linda Kirby from Sunbelt I've been in the business for 14 years and worked with so many mortgage professionals an not so professional seen it all she is the best most sharpest person and detail oriented I have ever seen if she says she can do it I never look back 941-927-6968 if she does not answer just leave a message she is really busy she will get back to you.
0 votes Thank Flag Link Wed Jul 27, 2011
Check out Mutual of Omaha Bank. I know they have a branch here in Ft. Myers, maybe in Sarasota too. they loan to foreign nationals. Call Patti Wilson, Sr. Loan Officer 239357-0739
0 votes Thank Flag Link Wed Jul 27, 2011
Call or email me for our free report on the guidelines for foreign nationals. Not all areas of Florida are covered.

Jose Morales
Florida Mortgage Coach
“We Coach You Through the Mortgage Process”
0 votes Thank Flag Link Wed Jul 27, 2011
Most banks could do it. Getting a mortgage would depend on your credit score and how much you could put towards a down payment. Foreign buyers would have a higher down payment. Call a Lender and take it from there.

Good Luck!

Genevieve Ramachandran
0 votes Thank Flag Link Wed Jul 27, 2011
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