I will say that at 725, you are eligible for the most 'aggressive' pricing available on our rate sheets.
You did not state the size of your loan as VA are available in both a conforming amoutnt $417k and High Cost in other areas will vary.
Today it's 2.988% for a fixed-rate 15-year loan according to USAA, but it will also change according to risk. Lenders will look at other criteria to come up with your ultimate rate.
But, you get the idea!
Cory La Scala, REALTOR
If you are looking to by a home using a VA home loan, I have lenders that specialize with Military. Please visit my site http://www.militaryhomesinsandiego.com or contact me directly to be connected with military VA home loan specialist. I am also Active Duty Navy, so most of my clients are military as well.
Keller Williams Realty