Home Buying in Bonita>Question Details

Antoinette C., Home Buyer in Bonita, CA

what's the current APR for a 725 credit score on a 15 yr. fixed VA loan?

Asked by Antoinette C., Bonita, CA Sun Sep 16, 2012

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I would be happy to assist I am a local San Diego VA specialist. Feel free to call me at 858-922-7899. I even have a blog just dedicated to VA loans, http://www.socalvaloans.com.
Web Reference: http://www.socalvaloans.com
0 votes Thank Flag Link Mon Sep 17, 2012
I agree with the other comments. The only true quote is the one that is given to you after a loan officer has reviewed your application, and financial information. I can recommend some good lenders if that would be helpful.
0 votes Thank Flag Link Mon Sep 17, 2012
It is difficult to quote an APR as stated below due to all the charges that go into the APR calculations.
I will say that at 725, you are eligible for the most 'aggressive' pricing available on our rate sheets.
You did not state the size of your loan as VA are available in both a conforming amoutnt $417k and High Cost in other areas will vary.
0 votes Thank Flag Link Mon Sep 17, 2012
Hi Antoinette,

Today it's 2.988% for a fixed-rate 15-year loan according to USAA, but it will also change according to risk. Lenders will look at other criteria to come up with your ultimate rate.

But, you get the idea!

Warm Regards,

Cory La Scala, REALTOR
Independence Realty
619-825-6421
0 votes Thank Flag Link Mon Sep 17, 2012
Antoinette,

If you are looking to by a home using a VA home loan, I have lenders that specialize with Military. Please visit my site http://www.militaryhomesinsandiego.com or contact me directly to be connected with military VA home loan specialist. I am also Active Duty Navy, so most of my clients are military as well.

Sincerely,

Rashard Scott
Keller Williams Realty
619-565-3604
Email: scottie1421@gmail.com
0 votes Thank Flag Link Mon Sep 17, 2012
Every area is different but rate should be in the 3% area or possibly less.
0 votes Thank Flag Link Mon Sep 17, 2012
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