Home Buying in 29745>Question Details

Usda, Home Buyer in 29745

what is usda rate for sc state as of today dec 11 ,2009?

Asked by Usda, 29745 Fri Dec 11, 2009

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I have between 5.00% and 5.25% depending on the credit score. No points and no origination fees.

Luke Allison
Bank of America Home Loans
0 votes Thank Flag Link Fri Dec 11, 2009
USDA loans involve Risk-based pricing which "refers to the practice of using a consumer’s credit report, which reflects his or her risk of nonpayment, in setting or adjusting the price and other terms of credit offered or extended to a particular consumer." (Frank Dorman - Federal Trade Commission - http://www.ftc.gov/opa/2008/05/factfyi.shtm ) PHH Mortage has been offering USDA loans for an average of about 5.3%. If you would like, I would be glad to get Kevin Reading from PHH to help you! E-mail me if so! If you have any more questions or if there is ever anything else I can do for you, let me know, I will be glad to help!
Very Respectfully,
Brandy Bradley
Citadel '08
0 votes Thank Flag Link Fri Dec 11, 2009
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