Home Buying in 08753>Question Details

Bob Mccann, Other/Just Looking in Toms River, NJ

what is the smart start program ?

Asked by Bob Mccann, Toms River, NJ Fri Jun 29, 2012

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Hi Bob,

The smart start program is a neighborhood targeted program that allows home buyers to get a second mortgage on a purchase to cover closing costs and down payments. There are linits to income and areas. I can help you talk to a mortgage expert if you'd like more details. More info on link below.
5 votes Thank Flag Link Fri Jun 29, 2012
Bob, buying a home is a very important decision in someones life. Dont just talk someones word for it, learn as much as you can on your own. Below is the offical link for information regarding the Smart Start NJ program. You can learn all you need to know from this website.


Sal Ventre
Crossroads Realty
0 votes Thank Flag Link Fri Nov 23, 2012
The Smart Start Program is available to participants in the Agency's First-Time Homebuyer program who are purchasing homes in Smart Growth Areas. The program helps these families by offering a second mortgage for downpayment and/or closing costs up to 4% of the first mortgage. The following site http- http://-www.nj.gov-dca-hmfa-media-download-buyer-hb_smartstart_fs.pdf is a fact sheet about the smart start program that I am sure you will find helpful. Please feel free to contact me to help you receive further information about this program. One of my specialties is working with first time home buyers. 609-713-9634.
0 votes Thank Flag Link Sat Jun 30, 2012
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