I am a local agent in El Paso. There are a couple of loan programs that these out of town agents may not be familiar with.
Please let me know which property that you are talking about and I can let you know not only the down payment but also what additional costs you may be looking at. Depending on the program it could be a very small amount of money!
Call me on my direct number (915) 549-1770 anytime or email email@example.com. I am looking forward to hearing from you!