Sorry for the long response - hope that helps.
This is a good time to buy because the prices are low and rates are low and if you are a first time buyer you can take advantage of the tax credit go to http://www.irs.gov for details.
We have agency laws in Pa so please read about how buyer agency works. The listing agent represents the seller. You can hire the same agent to represent you and in that case it would be dual agency.
An agent will give you a consumer notice at the initial meeting. It is not a contract and explains Agency. A good buyer agent can help you negotiate a good price and terms.
The term of the contract is negotiable and you can sign a one day or one week contract to see if you are satisfied with the agent.
Yardely is an easy commute into the city. One train from Trenton to Midtown. I did the commute for 16 years and many people do it still. There were many people in the office with similar or worse commutes from long Island and parts of the Bronx.
Give us a call if you want to discuss details or search the yardley Newtown area.
Fran and Mark Reddidng
Prudential Fox Roach