If you shop around I think you will find the average to be $800 -$1000 per year. Call my Farmers agent, Linda Martin at 303-252-9373 for a quote to get a good professional opinion. If you need any more help let me know. We are here for all of your real estate needs.
Robert McGuire ASR
Your Castle Real Estate
Direct - 303-669-1246
Buzz, it all depends on your insurance company. I had clients get a quote for $900/year for a 2,000 sf house ($185K), so I referred them to my insurance company -- Andy Goldfarb with Shelter Insurance -- and he was able to get them down to $600 or so. Shop around!