Sellers are allowed to pay the buyer's closing costs in most transactions. The amount they can pay depends on the type of financing a buyer obtains. In the most frequent example today, an FHA loan, the buyer is required to make a down-payment of 3.5% of the purchase price. They can make more of a down-payment, but not less. The seller is allowed to pay the costs the buyer normally has to pay in order to acquire the loan; those being loan origination fee; appraisal fee, document preparation fee; credit report fee; underwriting review fee; and possibly a few assorted fees each lender has particular to their bank. A buyer is wise to obtain a "Good Faith Estimate" (GFE) early on in the process so they know exactly what they will be charged. Generally, these costs total approximately 3% of the loan amount. With a good understanding of what costs the buyer will incur, they can incorporate these costs into the offer to purchase to a seller, asking the seller to pay this amount "toward" these costs as a condition of sale. Hopefully your agent/broker will cover this again before you make your offer should there be any remaining questions. Good luck to you.