CFS Mortgage - http://www.cfs203k.com
I am a contractor who has been working with the 203K program for the past 5 years. I've taken over for contractors that left the job due to not understanding it or being able to fund the project during construction. It is extremely important to have the right contractor when working with any 203K loan.
Check out our website: http://edcrc.net
Most any lender/mortgage broker can offer a FHA 203K loan. If you are looking for a top notch lender, I would suggest Maureen Toretto at I-Mortgage. She is fabulous! They are closing there FHA 203K loans in 45 days and is a preferred lender for many top listing agents in the area. With market conditions, it is best to have a well know area lenders pre-approval letter. It's as good as cash! Let me know if you want her contact information.
FHA 203k loans have become much easier to obtain in the last couple of years. Most large banking institutions such as Chase, Bank of America, or Wells Fargo offer a 203k option, as well as many mortgage brokerages that I have come across.
As with any loan, you will want to compare rates between different institutions especially since FHA 203k loan rates are higher than conventional or standard FHA loans. It is however, very easy to perform a FHA streamline refinance to lower your interest rate in the first few months after closing and the work is complete.
I have quite a bit of experience with helping buyers obtain 203k loans through a direct lender, so if you have any additional questions, feel free to give me a call.
Simply Better Real Estate
Broker #: 01877098
Best of luck
Rocky G.H. Hawrysz
Prudential California Realty
License No. 01468373