Home Buying in 23185>Question Details

frustrated s…, Both Buyer and Seller in Virginia

what are the issues with building pre-fab homes?

Asked by frustrated seller, Virginia Sat Feb 21, 2009

I am looking into building a pre-fab home. The cost of land and those homes are lower and I think that one can get what we want in a home. my question is the overall cost of the process. What should I know about prior to getting into it.

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Answers

2
Because areas are different I can not give you a straight answer, however check into financing. If you ever want to refinane the home with a tradiotional mortgage some banks will only finance stick built homes (not prefab).
0 votes Thank Flag Link Tue Jun 30, 2009
Cara,

Joe the builder hit on some of the most expensive and time considerations many people don't factor in. You'll also have to consider the financing side of it. If you have saved enough cash to buy the land outright you'll be way ahead of the game and make it less expensive and easier. Since you listed 23185 as the zip code I assume you are looking to do this York or James City County. Both will allow pre-fab construction but there will be some initial permit and development issues you'll want to talk with zoning and code compliance about before you begin buyng or spending any money. I think land should be your first and most important consideration, then speak with the county.
Web Reference: http://www.JimMellen.com
0 votes Thank Flag Link Sat Feb 21, 2009
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