Home Buying in Gulf Breeze>Question Details

odtoszez, Home Buyer in Gulf Breeze, FL

what are the cost's of ins. in gulf breeze. Are rates high due to hurricanes or flooding. do you have to carry a separate rider for storm damage ?

Asked by odtoszez, Gulf Breeze, FL Fri Sep 6, 2013

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Yes higher due to distance to water but is manage by roof up grades plus shutters the price you pay to live in the best place around. And yes you are required to have wind storrm coverage (if) you have a morg.
0 votes Thank Flag Link Fri Feb 14, 2014
Be sure to consider obtaining Flood Insurance which is in addition to homeowner's insurance. Based on where the home is, the mortgage company may or may not require that you have it in place at all times. If it is not required, you should still strongly consider obtaining Flood Insurance anyway. Just because the mortgage company doesn't require it doesn't mean that your home is safe from flooding.
Flag Fri Jul 11, 2014
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