Home Buying in Fort Myers>Question Details

mf1c30, Home Buyer in Cape Coral, FL

what are the additional costs when you buy a house or a piece of land.. as a foregner , can I get loans from the bank..(I am french ..)

Asked by mf1c30, Cape Coral, FL Tue Dec 25, 2012

Help the community by answering this question:


As a foreigner there are no additional title costs in purchasing anything!
As far as a loan is concerned it can get a bit complex, however you would need to speak with a loan officer at a bank to determine what is needed or required for a loan.
Good luck!
~ Jennifer

Jennifer Ferri, owner
Title Junction, LLC
(239) 415-6574
0 votes Thank Flag Link Thu Dec 27, 2012
As mentioned below, there are no additional fees for foreign buyers but financing vacant land is difficult for anyone, foreign or domestic. The very low price of vacant land does not not provide a bank with high enough profit to bother.

James Mulligan
Suncoasteam Realty, LLC
941-235-7474 Office

Office Location:
4055 Tamiami Trail
Port Charlotte, FL 33952
0 votes Thank Flag Link Wed Dec 26, 2012
The buying process is the same as for a US citizen if paying with cash, if financing you will need a lender that handles foreign nationals, if Florida that is not usually a problem. The difference comes in when you sell the property, you will be withheld the tax.

Hope that helps.
0 votes Thank Flag Link Wed Dec 26, 2012
There are no additional costs and yes loans are available. There are things that effect foreign sellers that you should be aware of.
I have a brochure that explains what non US citizens should know when buying and selling property in the US. Feel free to contact me for a copy.

Terry McCarley / American Brokers Realty Group
Email: leecountyrealtor@earthlink.net
Phone: 239-707-4575
0 votes Thank Flag Link Tue Dec 25, 2012
Bonjour:: Il n'y a pas de frais different entre un etranger , Francais dans votre cas, et un resident Americain.Typiquement c'est le vendeur qui paye la plupart des couts de cloture dans notre comte de
Lee, qui couvre la ville de Cape Coral. En fait les couts de cloture sont beaucoup moins cher qu'en France, etant donne que nous n'ulisons pas de notaire mais nous utilisons ce que nous appelons des Title Agencies.Bien sur vous pouvez aussi etre represente par un avocat.
C'est tres possible de trouver une banque Americaine qui puisse vous financer.Il y en a qq unes
que j'ai suggere a mes clients francophones. Quoiqu'il en soit je serai bien heureux de vous trouvez un interessant investissement immobilier car je travaille enormement a Cape Coral et Fort Myers.

Si vous avez des questions vous pouvez aussi me contacter sur skype a lloyd.nichols.

Premier Sandals Swfl Realty
cell: (239) 810-2980
work: (239) 463 5217
skype: lloyd . nichols
Active Rain Blog: http://activerain.com/lloydn
Listingbook: http://lloydnswfloridahomes.listingbook.com
0 votes Thank Flag Link Tue Dec 25, 2012
merci... et de me repondre en francais...je garde vos coordonnees et serai a cape coral a partir de fin fevrier...j' y etais en novembre et ai decide de m' installer dans votre zone.
Flag Tue Dec 25, 2012
Good morning and Merry Christmas! As a foreigner you have no extra fees than anyone else would pay. Typical closing costs include recording fees taxes and the like. Yes financing for foreign nationals is possible. There. are loans for existing properties and new construction and several lenders are available.

Neil G. Blair-Bennett
0 votes Thank Flag Link Tue Dec 25, 2012
thanks for answering me.....the question was :what are the fees , approxivatively,and who support them..Isuppose it's the seller , but I want to make sure...ex: if I buy a house 100 000 usd , what else will I need to pay..
Flag Tue Dec 25, 2012
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