asap. how long does he need to have had this job before a bank would loan us money for a house? his last job he held for 4 years, if that info helps.
The biggest thing right now with banks seem to be your credit scores and your debt-to-income ratio. I know plenty of people in the area that are super-easy to work with and could get you all the answers you need. I am a realtor and would be glad to start emailing you homes in the area that meet the criteria you are looking for, if that interests you. My name is Haize, I am an affiliate broker and certified ecobroker with T. C. Lewis & Co. Properties and my email is haize@tclewisproperties.com, feel free to email with any questions about real estate or if you would like some info. on bankers in the area! Good job on making the right decision to buy a home during a time when you can get a great deal!
The lender will want to verify that his current position is in the same or related field. If that is acceptable you can start looking anytime. Good luck.
good afternoon.....as long as he's full time and not on a temporary status...go for it now......there is a verfication of employment completed by the new employer ....in additon to the usual ck stubs and w-2's..hope that helps.bob mcclure- mortgage now- farmington, michigan.i am licensed in your state and 18 others......best regards........ (248) 974-4444...direct cell......
I can give you the names of several really good lenders in Johnson City who can answer that question for you and help you find a mortgage that's right for you. If you need a Realtor, I live in Johnson City and am familiar with the entire area including Washington, Carter, Unicoi and Sullivan Counties. Just email me if you would like any help with your home purchase or mortgage lenders. Best wishes and good luck! - Kelsey Barklow kbarklow@gmail.com
In a case like yours your credit is much more important than length of time at a job since your husbands last job he was at for 4 years. Most lenders understand that people move and have to change jobs. But, if your husband changed jobs every 6 months then there might be some concern.
I just recently helped my sister buy a house in Johnson City. She moved there because of a better job and did not have any problems with finances. If you need recommendations I can tell you the people that she recommended and help find a house for you if needed. My email address is kmcmahan08@comcast.net. I hope to hear from you soon.
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