There are a few properties where the present owner would be willing to sell a property to you on land contract or lease purchase. All that would be required is that both you and the seller determine what you would pay, as well as the other terms of the contract.
Until your husbands credit can be repaired, it will be difficult to find a bank that will lend to him in his name alone. But, as you've noted, you can still be a homeowner by using an alternative buying method.
Cutler Real Estate
203 Applegrove NW
N. Canton, Oh 44720