Just to encourage you that real estate is still a good investment. In the past 10 years the value of real estate has increased on the average of 5% a year. Now, granted, that percentage is different all over the country, but if the value of the ranch you are trying to buy has not increased dramatically in the past few years but has slowly increased in value, that is an indication that its value will keep increasing at closely the same rate. The market value has been hardest on areas of the country in which the value of homes increased significantly in the past 5 years, therefore, currently requiring a correction in value.