Meet with a Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for.
Get a referral to a good, local, real estate attorney. Call the attorney, retain the attorney so you have her information handy when you make an offer. Having that information at time of offer helps you demonstrate to the Seller how serious you are, and they will consider your offer with more interest.
Line up a Home Inspector. A good home inspector will scare the heck out of you: that's what you pay him for! But you'll concentrate on the fundamentals of the property: roof free of leaks, plumbing, heating and electrical up to code and in good working order. Again, when you make an offer and you have your Home Inspector ready to go, your offer will be considered with much more interest by a Seller because you truly have your "ducks in a row" and your preparation demonstrates your serious attitude about conducting the purchase transaction in a timely manner.
Find an experienced Local Realtor who works in your desired shopping area. A serious pro Realtor will refuse to show you homes until you are Prequalified for mortgage financing. Don't take offense! That Realtor doesn't want you to be disappointed and wants you to have a smooth experience as you shop for your new home.
Put together your Team of real estate professionals and shop 'til you drop!
PowerHouse Solutions, Inc.
1010 Northern Blvd. Suite 234
Great Neck NY 11021
Licensed Mortgage Banker â€“ NYS Dept. of Financial Services
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Are you looking to buy or rent? If you would like to buy the first thing I suggest is that you get preapproved for a mortgage so then we can establish your budget. If you need assistance in obtaining a mortgage I can connect you directly to a banker that I work closely with. I grew up, live, and work strickly in the valley stream area so I can defineatly help you out with any of your real estate needs in this area. If you would like to further discuss this my phone # is 516-710-4298, or you can email me @ email@example.com or text me @ 516-967-8470. I look forward to hearing from you and asisting you in any way possible.
Thanks so much
Charles Rutenberg realty
Great time to buy, and you certainly will have ample selection to choose from. As you have probably already read from my realtor agents collegues, there will be various step to take in order for this process to work for you as smoothly and hassle free as possible.
Feel free to contact me or any agent that you will be comfortable to work with, and good luck to you.
Joseph Asaro, ABR, CRB
NYS Licensed Real Estate Agent
Century21 AA Realty Inc.
Cell 516 - 410 - 5818
I hope this answered your question.
Wishing you the best of luck,
De Vonte Williamson
Licensed Real Estate Salesperson
Proudly Serving Long Island
Coldwell Banker Residential
"I Stand Behind Getting You Results!"
Please keep the following pointers in mind:
1. If you are not buying all cash, you will need to get a pre-approval first. Contact your personal bank or mortgage broker and get that process started.
2. Find a realtor: contact me :-)
3. Get a lawyer of your choice. You should do your own research and find a good lawyer.
4. After I find house you like, you will put in an offer, once accepted, you will meet with lawyer to discuss and sign contract.
5. Contract then goes back to seller. Once seller signs, the house is now "in contract".
Please call me to discuss the following steps further and also to tell me more about the buying process and also to clarify the type of house you desire: Colonial, Cape or Ranch style. Do you want a fully renovated or you prefer a fixer upper?
Call me anytime at 347-450-5762