That question may be moot as if you're already entrenched ("dealing with...") the window on you introducing an agent may be closed. At this point the listing agent may have a legitimate claim to insist that while you certainly can have an agent, you will be responsible for paying them.

It would be a significant mistake not to research and secure an agent at this point, just be clear as to the situation. While you're at it, shop any loan offer through your own sources as well.

Be careful here - not knowing the process and having no representative might have you walking off a cliff.

Hank

Do you need an attorney on your side in a courtroom?

Does an athlete need an agent to negotiate the best deal?

1st Time Home buyers should be required (they are not) to have an experienced full time Real Estate Agent. There's simply too many things that "COULD" affect the process.

Do you need a Realtor, YES, do you have to have one NO.

I love the out of towner's answer there, "if you haven't signed with a Realtor, you DON'T HAVE ONE."

Your comfort level, agent is paid at closing via seller, HOWEVER attorney is paid upon contact with retainer you pay.

Lender does not have knowledge represent for terms and conditions of real estate agreement nor ability or have e & o insurance protect you.

RULE OF THUMB: never purchase a home direct from bank, builder, FSBO, listing agent have your own agent represent you. Example would you go to court have opposing attorney represent you probably not.

Great Question

National Featured Realtor and Consultant, Texas Mortgage Loan Officer, Credit Repair Lecturer
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Lynn911

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If you want to negotiate the best deal possible for your side, get your own Realtor. It will not cost you anything, Victoria, as the seller has already figured that into their price. There may be assistance available that the listing agent is not obligated to share with you. Good Luck!

Michael Hammond
SellsRealty@gmail.com
404-538-5499

The lender will help you with the financing portion of this process. A realtor will help you with the buying portion of this process. An attorney will help you with the legal portion of this process. Although each one may have knowledge of all parts of the buying process, it's best to let each party that specializes in their particular area help you at each phase of this process.

if you have not signed an agency agreement form with the (sellers) agent (making them a dual agent) - that agent is obligated only to the seller. Until you get a signed agreement - "your" agent is working for the seller.