Home Buying in 11216>Question Details

Claudia Merlo, Renter in Brooklyn, OH

should a NYC title search (performed by a respectable title company) reveal if an extension to a 2 family building is legal or not?

Asked by Claudia Merlo, Brooklyn, OH Sat Mar 10, 2012

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Answers

10
Ask the Title company to order a complete Survey search.
It is an extra fee,but will reveal the answer.

Kathryn Lilly
Realty on the Greene, LLC
KLilly@Realty on the Greene.com
718-614-5542
0 votes Thank Flag Link Wed Jun 24, 2015
A trip to your local building department to check all existing plans and permits will usually provide the answers.
0 votes Thank Flag Link Fri Sep 20, 2013
Do not believe so, that is up to you & to perform due diligence with Building codes & regulations. Yes, Attorney may be helpful for understanding boundary requirements as well.
0 votes Thank Flag Link Fri Sep 20, 2013
How can search for my home insurance title?
0 votes Thank Flag Link Fri Sep 20, 2013
Claudio ... You question is a very good question because the answer is really this happens more than you know. No one is really responsible for disclosing whether or not an extension is legal. The only definite way to check is to go to the building dept and look at the original plans and see if they match the property...Some properties have extensions that really well hidden where you can't tell.The title report will only disclose all information that is recorded on the property, the seller and sometimes the buyer. The attorney is the person that puts all the legal paperwork in order for the closing, your real estate agent if your using one is there to sell the property and tell you what they know and what was disclosed to them. In some cases I have seen where the sellers didn't know that parts of their property is illegal. The only person that is actually on the property is your Home Inspector, The inspector will most likely pull up any permits and view the history on the property in relation to permits and any work that has been done over the years. The inspector himself will not know whether or not its legal but may answer some of your questions on the condition of the property.
0 votes Thank Flag Link Sat Mar 10, 2012
Your attorney can best answer the question as it relates to the specific property, therefore consider a consultation...
0 votes Thank Flag Link Sat Mar 10, 2012
Dear Claudia:

The answer to this question can differ on a case by case basis. It also depends on when said extension was built. You should speak to a lawyer or title company about this. You can then find out what you need to do based on the exact property you are referring to.

Sincerely,
Mitchell S. Feldman
Associate Broker/ Director of Sales
Madison Estates & Properties, Inc.
Office: (718) 645-1665/ Cell: (917) 805-0783
Email: MitchellSFeldman@aol.com
0 votes Thank Flag Link Sat Mar 10, 2012
A survey should be more Apropo than a title document.

Regards,

Jack Menashe
917.797.0215
Jack@SHERestates.com
http://www.SHERestates.com
0 votes Thank Flag Link Sat Mar 10, 2012
A title search or examination will uncover any judgments, mortgages, taxes, assessments, charges, or other liens which may encumber or adversely affect the property's title. It follows the chain of title, to insure that the person or entity selling a property has the legal right to do so. It will also reveal any restrictions on the property as well as any recorded easements.
To my knowledge, the title can not show if it is legal or not. You should check with the department of buildings, they would be able to tell you if it is or not. Here is the website:
http://www.nyc.gov/html/dof/html/jump/acris.shtml
Best of luck
0 votes Thank Flag Link Sat Mar 10, 2012
You (or your Realtor) should be able to check with the zoning board or building Dept for the area to see a survey and/or if building permits were filed
0 votes Thank Flag Link Sat Mar 10, 2012
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