Are you asking if it's better to go with a 3rd party lender (hard money lender) or a tratitional bank lender? I would check out my options and see who can give me the best loan.
Pro's and con's on hard money lender:
Pro's: in most cases, they'll lend you when the banks won't
Con's: they take a big up cost to get a loan and a high interest rate
Do your homework now by getting all your info from the 2 sourses. This way, you'll be prepared to jump on great opportunities when you see one. Good luck!