Perhaps your agent should have explained or perhaps it was assumed that you understood what it meant by "private road." If the words "private road" or "private access" appear in the sale documents, the Sellers are letting you know in advance that you and the other (in this case) 14 homes along the road have use of and own roadway leading to your home. If there is not a homeowners association managing or maintaining the roadway, then those homes that use the road exclusively are charged for all of the maintenance and replacement responsibilities. To prevent misunderstandings, the community's builder often has the maintenance requirements formalized in a document called a "Reciprocal Maintenance Agreement" or a "Roadway Maintenance Easement", which is an obligation to repair the roadway and to pay for the costs of maintenance. Often these restrictions are a part of the deed to the home, making the obligation to participate by paying fees a responsibility of anyone who owns the home or, in essence, a deed restriction.
At this time, you might ask to see a copy of the roadway maintenance easement or agreement and then determine if the added costs can be comfortably paid with the mortgage. Otherwise, please remember that anytime the word "private road" is included, assume that you will be responsible for maintaining the roads.
Grace Morioka, SRES
Area Pro Realty
It would appear that there is a written agreement somewhere, similar to homeowner association documents, etc. This should have been disclosed to you at the time you signed the contract. Further, it should have been described in the listing information. You should have had the opportunity to review document to decide if you wanted to or could abide by the terms or not. I think you have an excellent case, however, this is definitely a matter for a Real estate attorney. Good luck to you.
Consider that many people like me will not want a house on an unmaintained road. It should sell both cheaper and take longer than a house on a real road would. Check to see if this affects insurance, it might.
It means you will have to pay for it. Plowing, grading, bringing in gravel, repairing culverts, everything.
You pay the same taxes as a house on a town maintained road. This one thing is enough for me to go away and find something else. Often a private road is private because it was NOT built to a good enough standard for the town to take over.