In our area we consider the difference between a town home and a condo is...In a townhome you own the outside...the lot, the exterior of the building. In a condo you own from the plaster walls in. The association owns from the stud walls out. Condos are run by an association made up of the residents that live there. The dues takes care of the lawn work, the snow removal and in cases where the complex is on a private street, the snow removal in the street. The dues also covers the outside insurance. Part of the dues also goes into a reserve fund to pay for future expenses (ie. a new roof or street repair). These things can vary among associations, but these are kind of the run of the mill things you'll find with condos.

With town homes, there may or may not be an association, but if the roof needs fixing, since the person with title owns the outside, the cost comes out of the owner's pocket.

That's my experince with condos I've listed...hope this helps. Carol Foht American Realty 2115 JFK RD Dubuque, IA 52002 563-542-0520

By definition alone a condo is a property owned under a maintenance/common area agreement. Townhouses can be condos but it does not have to be a townhouse to be a condo. There are apartment buildings that have been "condoed" of tax reasons so it's more of a state of ownership than a specific layout or density of living spaces.

condos are stacked and townhouse are side by side