With the identity theft situation, you may be able to get a loan much sooner, but I would need to put you in touch with a a lender to verify. You will still need to have a strong credit score, so you will need time to get your score up.
Associate Broker, ASP
Envision Real Estate, LC
Peggy Bouchard, ABR, CRS, GRI, CDPE, SFR
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Chapter 13 is more lenient than a chapter 7. If you kept your payment arrangement on time and have any re-established credit it may be possible. The first step is to meet with a mortgage broker to see if you can be approved or what may be necessary. Until you have an application in process, no one can say with any certainty.
If you can get approved, the next step will be to find an agent to list and market your home. Part of the financing decision may be based on what you will net out of the sale of the home and or land. If you need 20% down, but will only net 10%, you may have to wait until your credit improves or you equity does.