Home Buying in New Orleans>Question Details

dannyellis80, Home Buyer in New Orleans, LA

obtain a v.a. home loan?

Asked by dannyellis80, New Orleans, LA Thu Apr 10, 2014

My credit score is 615 is it possible to get a v.a. home loan

Help the community by answering this question:


HI Dannyellis80,

Thank you for your service.

Yes it is possible to get a VA mortgage with a 615 score, I can actually go down to a 600 score on VA and 580 on FHA.

Check out my recommendations here on Trulia from some of my past clients by clicking the following link. http://www.trulia.com/profile/johnburke/#__rec

Call me and I'll go over your options.

John Burke
Senior Mortgage Banker
Great Plains National Bank
0 votes Thank Flag Link Fri Apr 11, 2014
VA loans have a pretty relaxed credit score criteria. It also depends on the type of service you did in the military.

I can put you in touch with a VA loan officer as well. They can provide you with more details.

You can find more info on my website http://www.NOLADreamHomes.org
0 votes Thank Flag Link Thu Apr 10, 2014
***when it comes to credit scores.
0 votes Thank Flag Link Thu Apr 10, 2014
VA is generally pretty forgiving when it files to credit scores. Just make sure you have your letter of eligibility and go see a lender. I know a fantastic loan officer that will counsel you throughout the whole process (I do not receive any sort of referral fees from her). You may click on my name and email me if you are interested. Good luck!
0 votes Thank Flag Link Thu Apr 10, 2014
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