need a home loan I have 583 credit score clean credit report sign a purchase and sale . need help asap

Sharice
Home Buyer
Brockton, MA

My credit score is now 582 Itry to pay of a bill on my credit report and when it was paid they deleted it and Iam closing june 5 with no loan commitment, my broker said he can use alternate tradelines but no bank is picking it up, and now my credit is very clean, they house that I wanted to buy with everything is lower than what I pay for what now. I need help asap any answers will be helpful. Thanks A mother in Need email

Answers (4)
Belinda Arroyo
Agent
02038

Sharice,
I would like to discuss this further with you. I may be able to help or at least direct you in the right direction.
Call me at 508-446-5693

Belinda Arroyo

Thu Sep 17 2009, 16:06
Ben101
Real Estate Pro
Manchaca, TX

Good Day

Do you need a loan to upset your debts or to increase your financial
status? The Benny Raymond Private Loans is offering out cheap loan from
€ 2,000.00 to above or $3,000.00 above OR 3000 pounds above at an interest rate of 3% annually. If you are
interested do get back with the information below

APPLICATION FORM
Full Names:
Location:
Country:
Occupation:
Loan Amount:
Loan Duration:
Monthly Income:
Tel. Number:

All Application should be forwarded to the direct e-mail address below:
benny_loans_agency@live.com

TEL : 447035919612

Tue Jul 14 2009, 23:56
Greer
Agent
Newton, MA

First of all ... don't sign a P&S without a mortgage contingency. Make sure that your deposit money is protected on condition that you can get a mortgage commitment a week before closing.

I am aware of programs that can help if you don't have a lot of money to put down, but I'm not aware of too many programs that can assist you if your credit score is too low other than encouraging you to take the time and effort to improve it. Rent for a while and pay rent on time all the time. Use a credit card that you pay off every month on time all the time. A mortgage advisor can better coach you on how to best improve your credit score, but a lot of it takes time and persistence.

Will this property give your a rental option until you're able to get a mortgage commitment?

Don't get pushed into or tempted into a financial situation that you can not comfortably support.. Best of luck.

Sun May 17 2009, 03:24
Melissa Mancini,...
Agent
Easton, MA
FIRST ANSWER

Hi Sharice - It is very hard to obtain a mortgage with a credit score less than 680. Some programs allow for a score of 620, but that is rare. I wish I had better news. I'm hoping someone else on here can help you, because I have no idea where to direct you to.

Best of Luck,

Melissa Mancini

Sat May 16 2009, 21:20

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