Have you considered commuting up Ortega hwy to Lake elsinore or the Temecula Valley, there is some very affordable properties here, if your interested let me know and I can see whats available for you....

well, i myself have like...hooorible credit..super bad credit, and only a part time job. my husband just got a job. he makes about 1200 a month. but most places want proof of a job for a long period of employment..he just started last month. He and I would be living with her, to help out with expenses such as utilites and food..and her ssi would go to rent...we have her inheritance for a deposit on something...if we can find someone who can work with it and our horrible credit. she will be inheriting around 30-40k. so that could make for a decent deposit on something, and her ssi would be the monthly payments. while my husband and i paid everything else that she needed. I am willing to relocate anywhere from san clemente-chino or diamond bar

at $850/mo your inventory in OC will be very limited. Use http://www.SammisAndSon.com to look in Laguna Woods or Leisure World and give me a call 949-232-8363. If you're willing to move to Riverside or Phoenix...you'll have a large inventory of homes you can afford.

If she's only making $850/mo I think she could buy a property, but the price would have to be under $60-65,000 in order for her payments to be low enough. Can you co-borrow with her?

There ARE homes out there for $65K, honestly I'm not familiar with what kind of condition they're in, but you're going to have to head EAST with her, Hemet, Redlands, Riverside county etc.

Let me know if you would like a referral for a good agent working in these areas.

Hi Crazyaces,
I came out with a blog today, http://blog.lake-forest-homes-for-sale.com, that showed the lowest priced home in Lake Forest iisted in the last 5 days is $114,900. Doing quick math I believe your Mom can afford around $300 a month or a $50,000 home. I think you might want to consider another alternative to buying a home. Unless someone wants to actually share the cost with her.
Best wishes, tom