Home Buying in Chesterfield>Question Details

Tamika Hemph…, Other/Just Looking in Maryland Heights, MO

my highiest creadit score is 587 and i filed bankrupt 14 months ago could i qualuify for a loan for 100,000

Asked by Tamika Hemphill, Maryland Heights, MO Thu Sep 6, 2012

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No. You would probably need a score of at least 620 and be 5 years away from a bankruptcy. There are people who specialize in repairing credit. If you would like a name of one, please let me know.
0 votes Thank Flag Link Fri Nov 7, 2014
sorry, I hate to tell you this, but a score in the 500's will probably NOT qualify for a loan. Work on getting your credit up, pay your bills on time. One option you could consider for right now is an owner financing or rent to own, there are a number of websites to locate rent to own homes.
0 votes Thank Flag Link Mon Sep 10, 2012
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