And you don't have to be married for you both to be on the loan and use both incomes.
Apply.... many loan officers can coach you on what to do to get the credit in better shape should you need to work on that.
The above link is to a free e-book about credit.
Feel free to follow up with me if you have any questions.
See if he can qualify by just himself, however have both your credits pulled if in case you need to be on it. This way you will know what you score is (and if its qualifying) and will have time to improve it if necessary.
Best of luck!
That's great! Well, if you have a relationship with a bank or other financial institution, you can ask them to get you pre-approved. You can also go directly to a mortgage broker to get pre-approved. It's completely free and mostly painless, lol. Please let me know if you need any help in your new home search. Thanks!
Amber Carrillo, Broker/Owner